You can’t leave money in your I.R.A. forever, as dictated by I.R.S. rules. This can put retired investors in a tough spot.
Tag Archives: Retirement
Roth I.R.A.s for Kids: First, Earn That Money
But there are rules around opening one for a child. First: The child must have earned income.
Violent Crime Is Up as Cities Lose Police Officers. What Now?
Some urban police departments are struggling to keep their numbers up.
Help With Medicare Costs: What You Need to Know
Low-income Americans on Medicare can get assistance paying their premiums and other expenses. Several states have allowed more people to qualify.
‘I Had to Go Back’: Over 55, and Not Retired After All
After leaving the labor force in unusual numbers early in the pandemic, Americans approaching retirement age are back on the job at previous levels.
How to Save for Retirement as a Freelancer
There may be years when you have to drum up your own work — and create your own retirement plan.
4 Ways to Fortify Your Retirement Against Market Volatility
So many factors cause volatility in the markets, making it tricky even for the experts to know what’s next. They still have ideas.
When Financial Cheating Hurts Your Retirement Plan
Financial infidelity destroys trust. It can deliver a serious blow to your post-career planning, too.
How Judicial Retirements Politicize the Courts
If the timing is right, it could mean a very similar judge will be the successor.
Fred Upton, House Republican Who Supported Impeachment, Will Retire
Mr. Upton is the fourth House Republican who voted to impeach former President Donald Trump to decline to run for re-election.
Everyone Has Crypto FOMO, but Does It Belong in Your Portfolio?
A growing array of investment options make it easier to put digital tokens alongside traditional investments. Here’s what to know.
Despite the Trend in Sports, Don’t Expect Ashleigh Barty to Un-Retire
When the world’s top women’s tennis player won the Australian Open in January, it became her crowning achievement. Her stunning retirement is a loss to tennis.
Generation X Is Helping Older People Age at Home
The Village to Village Network assists older people with the services they need to remain in their homes. A younger generation is getting involved.
You Quit Your Job, but You Still Need a Retirement Plan
Millions of American workers said goodbye to their bosses last year. If you’re one, don’t lose sight of your savings and investment goals.
Letter From Ukraine: ‘I’m Not Planning to Leave’
A woman in Ukraine and other writers express their horror and discuss how other countries should respond. Also: Anna Netrebko; erectile problems; retirement.
How to Transition Into Retirement
Many older Americans like to ease into being an ex-worker — but you need to think carefully about just how to get there.
Using Tech to Optimize Your Social Security Benefits
A variety of online tools can guide retirees looking to make the most of this benefit — which many older Americans depend on.
Ben Roethlisberger, Winner of Two Super Bowls, Retires From Pittsburgh Steelers
The quarterback, 39, spent all of his 18 seasons in the N.F.L. with the Steelers. His career was overshadowed by injuries and sexual assault allegations.
A Guide to Quitting Your Job
From understanding why you want to leave to tackling health insurance and retirement plans, here’s your guide to a graceful exit — without leaving money on the table.
Financial Planning for People With Chronic Diseases
Financial planning for people with chronic diseases is complicated and multifaceted. Start by building a team of people to help.
You’re Going to Work a Long Time. Here’s How to Build in Breaks.
Living longer can mean having a longer career, whether by choice or necessity. Stopping and starting isn’t easy, but it might be worth it.
It’s Never Too Late to Pick Up Your Life and Move to Italy
Holly Herrmann vowed to move to Italy when she was 20. Her dream came true 38 years later.
Inflation and Retirement: How to Protect Your Savings
With prices rising at their fastest rate in decades, people in retirement or approaching it should take extra care to protect their savings.
Starting a Business With Your 401(k)? Be Careful.
As an aspiring entrepreneur, you may have a good idea, but tread lightly before using retirement savings as capital.
Women May Be Better Investors Than Men. Let Me Mansplain Why.
Overconfidence is bad, and women are less likely to fall victim to it.
Kaplan and Rosengren, Fed Presidents Under Fire for Trades, Will Step Down
Robert S. Kaplan will exit his role as head of the Federal Reserve Bank of Dallas next month. Eric S. Rosengren, the head of the Federal Reserve Bank of Boston, is also retiring earlier than planned.
Your Finances Took a Hit From the Pandemic. Here’s What You Do Now.
Find someone wiser than you, check your credit report and taxes, and stop catastrophizing. This is how you can do it.
When to Collect Social Security: Why You Should Wait
More details on why experts advise to wait to claim benefits and on benefits for divorced spouses.
How to Enjoy Retirement Without Going Broke
The problem of decumulation is a tricky one, even for Nobel Prize-winning economists.
Justice Breyer on Retirement and the Role of Politics at the Supreme Court
In an interview prompted by his new book, the 83-year-old leader of the court’s liberal wing said he is working on a decision about when to step down.
Americans Are Retiring Earlier Because of Pandemic
After years in which Americans worked later in life, the latest economic disruption has driven many out of the work force prematurely.
Women and Social Security: How to Get the Biggest Check
Women tend to live longer than men, so they need as much retirement income as possible. Whether you’re 30 or 60, here’s what you need to know.
Social Security and Covid: Why Getting Help Won’t Be the Same
The pandemic abruptly closed the agency’s 1,200 offices, and officials are considering how to move forward. One issue: Without the offices, fewer low-income seniors sought benefits.
Why Justice Breyer May Resist Calls for His Retirement
In a recent speech on “the peril of politics,” Justice Stephen G. Breyer said judges must renounce loyalty to “the political party that helped to secure their appointment.”
In Reversal, Retirements Increased During the Pandemic
Job losses, rather than rising asset values, seem to be the main cause in upending a decades-long trend.
How Spending Mistakes Can Be Early Signs of Alzheimer’s
Impulsive purchases, out-of-control spending: These behaviors can be early signs of Alzheimer’s disease or other cognitive decline.
A Graying China May Have to Put Off Retirement. Workers Aren’t Happy.
Most Chinese workers retire by 60. But with the population aging and pension funds running low, the government says that must change.
Rising Debt, Falling Income: How to Dig Out
More Americans over age 55 are carrying debt loads, and their nonmortgage debt grew significantly during the pandemic.
Turning Away From Nursing Homes, to What?
Covid-19 has driven down Americans’ demand for senior care facilities. Building support for more elders to remain at home requires systemic changes.
Uncounted in the Unemployment Rate, but They Want to Work
Millions have left the labor force in the last year, many home with children or health concerns. The statistics may not reflect their aspirations.
If You Live to 100, You’ll Need More Than Money
The number of centenarians in the U.S. is growing steadily. If you join them, you’ll need not just a robust retirement fund but also a plan, and a purpose.
The Best States for Retirement in 2021
And the ones you may want to avoid.
The Auto I.R.A. Is Gaining Traction as a Retirement Savings Option
The automatic I.R.A., administered by state governments, will be more widely available.
Female Workers Could Take Another Pandemic Hit: To Their Retirements
Unequal job losses now will translate into smaller nest eggs and Social Security benefits down the road.
In Their 20s and Saving for Retirement: How It Started, How It’s Going
Three savers learned some important lessons early on.
Medicare’s Choices Have Grown, but Many Americans Don’t Review Options
A new study shows that more than half of enrollees don’t review or compare their coverage options annually.
It’s Time to Talk About Social Security. No More Waiting.
Even before the pandemic, Social Security’s finances were under growing pressure. The next president and Congress will play a crucial role in what happens next.
Virtual Volunteering Still Offers Benefits
Older adults, particularly vulnerable in a pandemic, still work for their causes, but primarily from home now.
Abandoned Retail Sites Become Senior Housing
Former malls and abandoned shopping-center sites are in the midst of a repurposing — and one of those new uses is senior housing.
For Owners Looking to Sell, an Option That Keeps Their Company Intact
A sale to employees keeps the company local, and that may be more important to some owners than getting the highest price.