The pandemic abruptly closed the agency’s 1,200 offices, and officials are considering how to move forward. One issue: Without the offices, fewer low-income seniors sought benefits.
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Tag Archives: Retirement
Why Justice Breyer May Resist Calls for His Retirement
In a recent speech on “the peril of politics,” Justice Stephen G. Breyer said judges must renounce loyalty to “the political party that helped to secure their appointment.”
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In Reversal, Retirements Increased During the Pandemic
Job losses, rather than rising asset values, seem to be the main cause in upending a decades-long trend.
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How Spending Mistakes Can Be Early Signs of Alzheimer’s
Impulsive purchases, out-of-control spending: These behaviors can be early signs of Alzheimer’s disease or other cognitive decline.
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A Graying China May Have to Put Off Retirement. Workers Aren’t Happy.
Most Chinese workers retire by 60. But with the population aging and pension funds running low, the government says that must change.
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Rising Debt, Falling Income: How to Dig Out
More Americans over age 55 are carrying debt loads, and their nonmortgage debt grew significantly during the pandemic.
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Turning Away From Nursing Homes, to What?
Covid-19 has driven down Americans’ demand for senior care facilities. Building support for more elders to remain at home requires systemic changes.
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Uncounted in the Unemployment Rate, but They Want to Work
Millions have left the labor force in the last year, many home with children or health concerns. The statistics may not reflect their aspirations.
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If You Live to 100, You’ll Need More Than Money
The number of centenarians in the U.S. is growing steadily. If you join them, you’ll need not just a robust retirement fund but also a plan, and a purpose.
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The Best States for Retirement in 2021
And the ones you may want to avoid.
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The Auto I.R.A. Is Gaining Traction as a Retirement Savings Option
The automatic I.R.A., administered by state governments, will be more widely available.
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Female Workers Could Take Another Pandemic Hit: To Their Retirements
Unequal job losses now will translate into smaller nest eggs and Social Security benefits down the road.
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In Their 20s and Saving for Retirement: How It Started, How It’s Going
Three savers learned some important lessons early on.
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Medicare’s Choices Have Grown, but Many Americans Don’t Review Options
A new study shows that more than half of enrollees don’t review or compare their coverage options annually.
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It’s Time to Talk About Social Security. No More Waiting.
Even before the pandemic, Social Security’s finances were under growing pressure. The next president and Congress will play a crucial role in what happens next.
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Virtual Volunteering Still Offers Benefits
Older adults, particularly vulnerable in a pandemic, still work for their causes, but primarily from home now.
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Abandoned Retail Sites Become Senior Housing
Former malls and abandoned shopping-center sites are in the midst of a repurposing — and one of those new uses is senior housing.
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For Owners Looking to Sell, an Option That Keeps Their Company Intact
A sale to employees keeps the company local, and that may be more important to some owners than getting the highest price.
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Making a New Start in a Business of Their Own
Whether because of layoffs or a desire for a new challenge, older people are becoming entrepreneurs at an increasing rate.
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As They Became Seniors, They Started Businesses for Them
After working for others, some Americans find opportunities in working for themselves — while catering to people growing older.
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Rethinking Retirement
The days and nights and years could be long — if you’re lucky. Here are some tips to make them meaningful, too.
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What Does Retirement Look Like in a Pandemic?
Bucket-list plans for travel to exotic lands are on hold, while socializing and volunteering have gone virtual.
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Do Politics Belong in Retirement Planning?
Whether financial advisers like to address the topic or not, clients are bringing it up.
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Plight of the ‘Physical Worker’: Worn-Out Bodies and Little Savings
Americans laboring on farms, in factories and on cleaning crews often have to retire before safety-net programs kick in and without assets in employer plans.
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With Adult Children Home, Now’s the Time: Talk About Your Money
Riding out the pandemic with family presents the perfect chance to lay it all out: priorities, account balances, end-of-life directives.
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America’s Retirement Race Gap, and Ideas for Closing It
Scholars and policymakers have proposed ways to fix the inequities between whites and people of color, including changes to Social Security and building wealth from birth.
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At a Time of Financial Stress, 401(k) Fees Matter More Than Ever
These expenses always eat away at savings balances, but as the pandemic drags on, savers should be especially aware of how to keep them down.
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Personal Finance Lessons From the Pandemic
Our writer entered the pandemic believing he was in good shape financially. Now, he says, he has a lot more to do.
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Creating Portfolios That Are ‘Not for the Faint of Heart’
Savers who want to build their nest eggs without relying solely on the stock market have other options. The pandemic is testing their skills.
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Second Stimulus Check, Unemployment, Stocks and More During Coronavirus Pandemic
If your income has fallen or been cut off completely, we’re here to help. This guide will connect you to the basic information you’ll need to get through this, including on government benefits, free services and financial strategies.
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Did Mom Take Her Medicine? Keeping Eyes on Elders in Quarantine
Technology can help families monitor the health and safety of older people kept from their families by the coronavirus.
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Social Security Is Worth More Than You Think, but Needs Your Help
Low interest rates have made Social Security more valuable. But the coronavirus crisis is likely to make its long-term shortfall worse.
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401(k) Rollover F.A.Q.: What You Need to Know
Many newly unemployed Americans may have to dip into retirement funds to cover expenses. Even if you don’t, you have some decisions to make.
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My Retirement Plan Is You
Americans without retirement savings are increasingly moving in with their millennial children.
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What to Know About Taking Social Security in the Pandemic
Suddenly unemployed older workers who had hoped to delay filing have options that can boost their lifetime benefits.
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Coronavirus Stimulus Package F.A.Q.: Checks, Unemployment and More
The Senate relief bill would send money to Americans and greatly expand unemployment coverage.
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Coronavirus and Your Money: The Answers to Your Questions
Advice on stocks, bonds and cash; timing the market; selling a house; whom to trust — and more.
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